Free Essays on Business Financing

Discuss various sources of financing , including gov't agencies and venture capital firms. Describe similarities and differences . Include creative means entrepeneurs use to start and stay in business. How are financial statements used in analyzing, forecasting and making management decisions. One of the most important issues facing all businesses, whether a business in the start-up phase or well-established, is the obtaining of appropriate levels of financing. Whether it is needed for investing in land, buildings or equipment, hiring new employees, investing in inventory or moving into new markets, obtaining sufficient financing to accomplish these goals is a dilemma nearly all business owners face The most common sources of business financing which will be discussed in this letter are as follows: personal savings/"love money", conventional debt financing (banks/credit unions), government assistance, business partners/strategic alliances, venture capital and "going public" The greatest percentage of businesses are financed for start up using personal savings. The most obvious advantage of using personal savings to start up or expand your business is that you relinquish no control over your business. However, it is relatively rare for a business owner to have sufficient personal savings to completely finance his or her business. Personal savings are often used in conjunction with other forms of financing, i.e., bank loans. Bankers tend to see a significant investment of personal savings as an important indication of a business owner's commitment to the business "Love money", a gift or loan from family or friends, is another commonly used source of business financing, particularly in the start- up phase. This also enables you to maintain control of your business. However, in the event a business does not succeed and loans from family and friends are unable to be ... Free Essays on Business Financing Free Essays on Business Financing Discuss various sources of financing , including gov't agencies and venture capital firms. Describe similarities and differences . Include creative means entrepeneurs use to start and stay in business. How are financial statements used in analyzing, forecasting and making management decisions. One of the most important issues facing all businesses, whether a business in the start-up phase or well-established, is the obtaining of appropriate levels of financing. Whether it is needed for investing in land, buildings or equipment, hiring new employees, investing in inventory or moving into new markets, obtaining sufficient financing to accomplish these goals is a dilemma nearly all business owners face The most common sources of business financing which will be discussed in this letter are as follows: personal savings/"love money", conventional debt financing (banks/credit unions), government assistance, business partners/strategic alliances, venture capital and "going public" The greatest percentage of businesses are financed for start up using personal savings. The most obvious advantage of using personal savings to start up or expand your business is that you relinquish no control over your business. However, it is relatively rare for a business owner to have sufficient personal savings to completely finance his or her business. Personal savings are often used in conjunction with other forms of financing, i.e., bank loans. Bankers tend to see a significant investment of personal savings as an important indication of a business owner's commitment to the business "Love money", a gift or loan from family or friends, is another commonly used source of business financing, particularly in the start- up phase. This also enables you to maintain control of your business. However, in the event a business does not succeed and loans from family and friends are unable to be ...

patriot act opinion paper essays

patriot act opinion paper essays An honest man has nothing to hide. These are some wise words that I have had my father say to me several times when I was growing up. Because I take that statement seriously, I have nothing to fear when the law decides to take action as granted under the Patriot Act and decides to tap my phone or look through my internet files. I dont lose any sleep knowing that I might be being watched or that my bank account might be looked into periodically. And any law abiding citizen of the United States of America should have the same attitude. When I hear someone complain about their privacy being invaded, I dont always assume that they are hiding some horrible secret or their secret ties to a terrorist group in Iraq, but I do wonder why it is such a huge issue. I know for a fact that my life has been scrutinized in the past few years. Any one who has had any sort of background check for a job position has had the same done to them. And I can say that I have not noticed one bit that any searching or peering into has been done. If I was addicted to heroin and was in rehab and lied about it then I would be in a world of hurt. If I molested a 10 year old and served jail time then I would be a little more than worried. But I have absolutely nothing to hide from anyone therefore I will allow anyone to do any amount of searching into my life if they feel it will make my country a safer place to live. I agree with the Patriot Act 100%. Giving the government the power to provide better security for our nation is something that everyone should wish for, not protest against. Everyone who lost a loved one on that tragic day in September of 2001 should be behind this law whole-heatedly. If granting the government the power to look into my life will prevent even one act of terrorism, then it was all worth it. For someone to not have the same mentality is beyond me. Chances are that non ...

Financial management Essay Example | Topics and Well Written Essays - 1000 words - 1

Financial management - Essay Example These ratios describe that how many current assets are required to fulfill the current liabilities. By using the data from each company’s financial statement we find out the current ratio of both companies. As in company A there is a large amount of assets to fullfill the liabilities of the company more efficiently as compared to the company B, so the current ratio of company A is 1 and a current ratio of company B is 0.4, the same situation is in the case of quick ratio. Quick ratio of company A is 1.02 and of the company B is 0.2. Quick ratio specifically measures the liquidity so the result shows that company A is more liquid as compared to the company B. (â€Å"HITSTELEC: Financial reports†) What do the accounts receivables turnover and inventory turnover of your company (Company (A)), compared with the other company, suggest about the company (A)’s ability to convert AR and Inventory accounts into cash? We compared account receivable turnover between company A and B, we know that account receivable turnover show that how many times companies receive payments from debtors. As the result show company A has the turnover of 8.8 times and company B has the turnover of 10.7 times, so it is clearly shown that company B has a high turnover as compared to company A. As we know inventory turnover means the cost of goods sold on an inventory recovered at a specific time. Again the company B has a high inventory turnover as compared to company A. Company A can convert account receivables into cash when it receives the debts from the debtors and this happen only when company issue debts on some specific terms and conditions or compensate the debtor that they can return their debt by their willingness. Company A can convert an inventory account into cash from the sale of inventory as possible as they can for this purpose it is necessary to reduce the cost of that inventory that every person can easily afford it. (â€Å"DU: